in € thousand | Q3 2020 | HY 2020 | Q1 2020 | FY 2019 | Q3 2019 | HY 2019 | Q1 2019 | FY 2018 |
New business | ||||||||
Policies (number) | 67,285 | 46,415 | 27,718 | 100,034 | 70,539 | 49,105 | 30,049 | 55,227 |
- Supplementary health insurance (number) | 49,308 | 34,000 | 20,687 | 90,381 | 65,045 | 46,214 | 29,045 | 53,272 |
- Property & casualty insurance (number) | 17,977 | 12,415 | 7,031 | 9,653 | 5,494 | 2,891 | 1,004 | 1,955 |
Premium volume | 22,326 | 15,412 | 8,634 | 29,863 | 22,831 | 16,359 | 10,268 | 17,628 |
- Supplementary health insurance | 17,092 | 11,740 | 6,849 | 27,513 | 21,267 | 15,601 | 10,100 | 17,329 |
- Property & casualty insurance | 5,234 | 3,672 | 1,785 | 2,350 | 1,564 | 758 | 200 | 299 |
Gross premiums written | ||||||||
Total | 83,481 | 53,701 | 26,422 | 90,919 | 65,693 | 41,846 | 20,144 | 66,522 |
Gross premiums written supplementary health insurance | 77,425 | 50,061 | 24,644 | 85,004 | 61,288 | 39,117 | 18,811 | 61,952 |
Gross premiums written property & casualty insurance | 6,056 | 3,640 | 1,778 | 5,915 | 4,406 | 2,729 | 1,333 | 4,571 |
Combined ratio | 106.0% | 108.1% | 122.9% | 102.6% | 105.7% | 110.5% | 95% | 98% |
Claims ratio | 61.2% | 60.5% | 62.4% | 60.5% | 61.2% | 60.5% | 50.1% | 56.0% |
EBIT | -6,930 | -5,978 | -5,607 | -5,203 | -3,294 | -3,595 | -1,026 | -4,104 |
Net result | -4,747 | -4,083 | -3,819 | -2,100 | -2,869 | -2,756 | -239 | -3,338 |
Underwriting result | -5,455 | -3,304 | -1,816 | -3,851 | -2,308 | -2,961 | 555 | -760 |
in € thousand | 30.09.2020 | 30.06.2020 | 31.03.2020 | 31.12.2019 | 30.09.2019 | 30.06.2019 | 31.03.2019 | 31.12.2018 |
Total portfolio (number) | ||||||||
Policies | 548,284 | 535,830 | 528,830 | 514,104 | 495,972 | 484,995 | 474,432 | 454,964 |
- Supplementary health insurance | 440,583 | 431,035 | 425,220 | 412,001 | 393,943 | 381,498 | 368,251 | 344,473 |
- Property & casualty insurance | 107,701 | 104,795 | 103,610 | 102,103 | 102,029 | 103,497 | 106,181 | 110,491 |
Total existing premiums | ||||||||
Premium volume | 120,278 | 114,314 | 108,299 | 101,168 | 95,790 | 89,048 | 83,328 | 75,657 |
- Existing premiums supplementary health insurance | 110,098 | 105,669 | 100,836 | 94,786 | 89,434 | 83,258 | 78,124 | 69,058 |
- Existing premiums property & casualty insurance | 10,180 | 8,645 | 7,463 | 6,382 | 6,356 | 5,790 | 5,699 | 6,599 |
Equity capital | 91,434 | 58,864 | 55,011 | 64,496 | 66,040 | 64,766 | 66,991 | 59,169 |
Solvency ratio | 402 % | 218% | 206% | 264% | 248% | 314% | 378% | 469% |
Employees (on average) | 166 | 152 | 133 | 122 | 116 | 116 | 112 | 111 |